Estate planning is an iterative process organizing finances and belongings. Each estate plan varies depending on your unique situation. It reflects the complexity of your financial life, building on early foundations as complexity layers. Estate planning can ensure that transfer of property aligns with your wishes during life and after death. It can also mitigate costly expenses like estate tax and probate fees. Always consult an estate planning attorney to draft documents relevant to your specific situation.

Not educating yourself about which investments may be able to help you pursue your financial goals and how to approach the investing process is a mistake for any saver. Read on to find out how knowledge about your investments creates financial independence.

Retirement isn’t only a financial milestone—it’s a personal one, too. This Lessons in Financial Experiences (LIFE) video explores how a sense of purpose can impact your health, and what questions you can ask yourself to help determine your purpose in retirement.

In 1984, college acceptance notifications came in the mail. June Gardener found a thick envelope in her mailbox—a good sign. She opened it and could see the line, “Welcome to New York University!”

Despite recent market volatility, long-term progress remains the defining trend of both the economy and society. In this Market Update, CAPTRUST Chief Investment Officer Mike Vogelzang explores the tension between short-term fear and long-term optimism, showing how innovation, corporate growth, and global improvements continue to drive value over time. Investors are reminded: stay patient, stay optimistic—because history favors the long view.

You’ve likely seen the headlines about the “One Big Beautiful Bill” (OBBB) signed into law on July 4, 2025. It’s a sweeping piece of legislation that expands many of the 2017 tax cuts. It also introduces new rules that may affect your income tax, estate tax, and investment planning for years to come.

An annuity, in its simplest form, is a contract between the purchaser (or owner) and an insurance company (the issuer). The owner pays money to the issuer, and the issuer pays back that principal plus earnings to either the owner or the owner’s named beneficiary later in life.

Bonds can be a powerful tool to grow and protect your money, but many people don’t know how they work. In this video, we break down the basics of bonds in simple terms. Learn how bonds can help you build a balanced investment portfolio.