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Early Career

It’s never too early to start thinking about your future.

Featured Post for Early Career
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July 2024 Market Update
In this edition of our quarterly Market Update video, CAPTRUST Chief Investment Officer Mike Vogelzang recaps market performance and the state of the U.S. econom... Continue reading
Top Posts for Early Career
Article
Ask the Experts: What Do I Need to Know About Investing in Artificial Intelligence? 
I’m interested in investing in artificial intelligence (AI) stocks. What do I need ...
Article
The Emotional Values of a Dollar
We all know people who have made less-than-rational investment decisions, like pullin...
Article
How To Stop Worrying
Almost 60 years ago, Columbia Pictures released Dr. Strangelove or: How I Learned to ...
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Investment and Retirement Plan Advice Made Easy
As an advisor to your employer’s retirement plan, CAPTRUST is able to offer you a n...
Featured Tool for Early Career

Roth 401(k) vs. Traditional 401(k) Calculator

This calculator will show Roth 401(k) contributions based on keeping your paycheck deductions and take-home pay the same as if contributing to a Traditional 401(k) along with a comparison showing Roth 401(k) contributions based on increasing your paycheck deductions for current taxes, and thereby reducing your take-home pay.

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Ways to Plan for Early Career
Early Career
Article
Planning for Health Care in Retirement
Regardless of how healthy you are, health care in retirement is a major expense that requires preparation and planning. Many people assume Medicare will cover al... Continue reading
Early Career
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LIFE | Loans From Employer Sponsored Plans
The federal government allows most employer-sponsored retirement plans to provide loans to their plan participants, but borrowing from individual retirement acco... Continue reading
Early Career
Article
Financial Planning for a Long Life 
“I once had a client tell me his goal was to die with just enough money to pay his very last doctor’s bill,” says CAPTRUST Financial Advisor Mike Gray. Eve... Continue reading
Early Career
Article
LIFE | Making the Most of Your Tax Refund 
For most people, a tax refund feels like free money—an unexpected bonus that’s all-too-easy to spend. But if you take a long-term perspective, this money can... Continue reading
Early Career
Article
Budget to Save More
Many people assume following a budget will make them feel unnecessarily restricted, but a thoughtful budget can be empowering. That’s because budgeting creates... Continue reading
Ways to Save for Early Career
Early Career
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Ask CAPTRUST: 2024 Changes That Could Affect Your Savings (W...
In our short-form webinar series, ASK CAPTRUST, we tackle big topics in small amounts of time. This quarter, join the CAPTRUST team to learn about SECURE 2.0 ret... Continue reading
Early Career
Article
IRS Announces 2024 Pension Plan Limitations
The Internal Revenue Service today announced its annual update to dollar limitations for retirement plans for the 2024 tax year. The table below provides a few h... Continue reading
Early Career
Article
Cultivating Financial Independence
The stereotype of the ambition less adult child living in their parents’ basement is firmly entrenched in American culture. A less predictable scenario is the ... Continue reading
Early Career
Article
Webinar Recording: Saving for Major Purchases
Are you preparing to make a major purchase, like putting a down payment on a house, having your dream wedding, moving out of your parents’ home, or taking that... Continue reading
Early Career
Article
Webinar Recording: Ask CAPTRUST: Ways to Save
In this short-form webinar, we examine several types of contributions—pre-tax versus after-tax contributions, as well as Roth contributions—and how to decide... Continue reading
Ways to Invest for Early Career
Early Career
Article
Ask the Experts: How Do Elections Typically Impact Stock Mar...
Question: What impact do you foresee the 2024 presidential election having on stock market returns this year? How much do elections matter to markets? Continue reading
Early Career
video
July 2024 Market Update
In this edition of our quarterly Market Update video, CAPTRUST Chief Investment Officer Mike Vogelzang recaps market performance and the state of the U.S. econom... Continue reading
Early Career
video
Robo-Advisors Vs. Human Advisors 
If you’re considering working with an advisor to help you manage your personal finances, you might be wondering whether to use a robo-advisor or hire a traditi... Continue reading
Early Career
Article
Can You Answer These 5 Investing Questions? (Webinar Recordi...
No matter which decade of life you’re in, there are key investing questions you should be able to answer. In this webinar recording, the CAPTRUST team explains... Continue reading
Early Career
Article
April 2024 Market Update
It's a common saying that the average investment cycle lasts just a little longer than the average investor's attention span. Today, it's possible we're about to... Continue reading
Ways to Retire for Early Career
Early Career
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Ways to Ensure a Tax-Smart Retirement
For many people, creating a financially secure retirement means years of disciplined saving and meticulous financial planning. Amid visions of leisurely days and... Continue reading
Early Career
Article
Tu Retirement Blueprint®
Si etas viendo este video, tu empleador te está ofreciendo la oportunidad de recibir asesoría financiera que es imparcial por parte de CAPTRUST. Retirement Blu... Continue reading
Early Career
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Your Retirement Blueprint®
If you're watching this video, your company has given you the opportunity to receive conflict-free investment advice from CAPTRUST. A personalized Retirement Blu... Continue reading
Early Career
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Secure Your Retirement Savings: The Three-Bucket Strategy
Early in your career, when retirement is decades away, many individuals choose to invest as aggressively as possible. However, as retirement draws closer, your s... Continue reading
Early Career
Article
Webinar Recording: Retirement Readiness
This webinar recording is a comprehensive discussion around planning for retirement. We discuss Social Security benefits, healthcare planning with Medicare, crea... Continue reading
Featured Video for Early Career
Video
Protecting Your Retirement Accounts from Cybercrime
You’ve been saving for retirement for years, but those retirement accounts can be s...
Ask the Librarian
Whether you’re just entering the workforce, getting on top of the financial challenges of mid-life, or looking for knowledge as a pre-retiree nearing the end of a career—advice from the librarian is available 24/7 to guide you in achieving your unique financial goals.
Middle Career
Middle Career
At this point in your career, it's about balancing life expenses and growing your investments.
Late Career
Late Career
On target to retire comfortably? It's time to explore the important transition to retirement.
Plan
Plan
Planning should not be one size fits all. Get the help you need for your situation.
Save
Save
Work with CAPTRUST to create small steps to move your closer to your savings goals.
Invest
Invest
CAPTRUST is here to give you advice so that you are a confident decision maker.
Retire
Retire
As you near retirement it is important that you are regularly checking your progress and plan.