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For most people, a tax refund feels like free money—an unexpected bonus that’s all-too-easy to spend. But if you take a long-term perspective, this money can also offer an opportunity to improve your overall financial wellness. In this video, learn a few options to make the most of your tax refund.
It's a common saying that the average investment cycle lasts just a little longer than the average investor's attention span. Today, it's possible we're about to see the end of a cycle and the start of a new era. In this quarter's edition of our Market Update video, learn more about the economic and market signals CAPTRUST is watching to stay prepared for a range of potential outcomes.
Many people assume following a budget will make them feel unnecessarily restricted, but a thoughtful budget can be empowering. That’s because budgeting creates a road map for both spending and saving. Knowing you have enough money for your needs is an important part of financial wellness. But spending without knowledge of your budget can be dangerous to your financial health. In this video, learn different ways of budgeting to save more for future goals.
Millions of Americans say their number one worry about living in retirement is that they will run out of money. Having a plan makes a critical difference. In this webinar recording, you will learn about different withdrawal strategies, including the 4-percent rule, required minimum distributions (RMDs), and how to decide if you should rollover money into an individual retirement account (IRA) or leave it in your employer-sponsored plan.
Financial stress is unavoidable. But it shouldn’t stop you from reaching your financial goals. As part of our short-form webinar series, ASK CAPTRUST, this panel discussion explores the impact of financial stress on mental health and more. We also discuss practical tips for managing stress now and in the future.
A Roth account is one way to save money for retirement. Depending on your personal financial picture, Roth savings may also help you reduce your tax bill. In this Lessons in Financial Experiences (LIFE) video, learn about Roth accounts and how they differ from other retirement savings vehicles, like employer-sponsored plans or individual retirement accounts (IRAs).
In 2024, most market watchers are predicting an economic soft landing, where growth slows but the country avoids entering a recession. This is the most likely and best-case scenario. But last year, consensus expectations were solidly wrong, proving that the future is unpredictable, even when there’s widespread agreement about the path ahead. In this edition of our quarterly Market Update video, Chief Investment Officer Mike Vogelzang explains several factors that could lead the U.S. economy in a different, and possibly less favorable, direction.
Insurance is one way to manage financial risk. Most people understand the basics of insurance through their experiences with auto, health, or home insurance. But there are other types of insurance that may help you protect your financial health, including disability, life, and long-term care. This video explains major types of insurance that you may want to consider as part of your financial plan.
