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Q: I am planning to retire next year. What should I be doing to prepare given uncertainties in the markets and economy?
The American healthcare system is, in a word, complicated. It also can be extremely expensive. And that’s before we even reach retirement age.
Your adult child plans to borrow $400,000 to buy a home. You want to help. You could provide that sum in the form of a gift, but that would trigger federal gift-tax complications. Besides, giving away that much might leave you a little uneasy—and take a bite out of your portfolio. Instead, consider providing the money as a loan—an intra-family loan.
Today’s healthy retirees may live 25 years or more beyond their primary working years. That’s a lot of years. But more importantly, that’s a lot of days—more than 9,000 days to wake up, greet the dawn, and then . . . What?
In this issue, VESTED explores what opportunities a holiday from required minimum distributions presents to retirees in 2020, a few planning ideas to consider during market declines, and what readers should know about their chances of getting audited by the Internal Revenue Service.
Planning a sabbatical? Saving for a down payment on a house? What will it take to reach your financial goal? This calculator helps you find out. Enter in your savings plan and view your financial results.
Falling in love and getting married is a wonderful experience.
Our latest article gives you the facts on target date funds—why have they become so popular and what the advantages and disadvantages of this type of investment vehicle are. To find out what our expert is saying about what characterizes a target date fund and how they can help you, read on.