For some couples, retirement is a breeze; they can enjoy opportunities such as going south in the winter to a second home without worrying about the budget.

A dramatic change has taken place in the way retirement is funded in America. Until recently, many workers relied on corporate pensions for a significant percentage of their post-career income.

Money can seem mysterious to children; they might even think it grows from trees! While they might not fully understand where money originates, they quickly learn that it can be exchanged for things they want. When children show interest in money, educating them on how to handle it wisely is essential. Lessons taught today can help them make sound financial decisions throughout their lives.

After one of the worst trading days in 2022, it’s important to remember that pullbacks of 5 to 10 percent typically happen about every year. But how should investors prepare for the potential of additional market volatility amidst the unprecedented macroeconomic concerns?

Listen in as CAPTRUST discusses preparing for retirement and making healthcare decisions.

The habits that we’ve formed over our lifetimes help define us. We have physical habits, mental habits, habits of character, personal hygiene habits, and productivity habits. We have good habits, and we have bad habits.

Today’s healthy retirees may live 25 years or more beyond their primary working years. That’s a lot of years. But more importantly, that’s a lot of days—more than 9,000 days to wake up, greet the dawn, and then . . . What?

In this issue, VESTED explores what opportunities a holiday from required minimum distributions presents to retirees in 2020, a few planning ideas to consider during market declines, and what readers should know about their chances of getting audited by the Internal Revenue Service.