If you’re considering working with an advisor to help you manage your personal finances, you might be wondering whether to use a robo-advisor or hire a traditional advisor. A robo-advisor is a digital platform or mobile app that uses computerized algorithms to provide automated investment advice and portfolio management. In this video, we explore the similarities and differences between robo-advisors and traditional advisors so you can make an informed decision about which one might be right for you.

No matter which decade of life you’re in, there are key investing questions you should be able to answer. In this webinar recording, the CAPTRUST team explains important financial moves to make, whether you’re 20, 30, 40, 50, or 60. Learn investment terminology and guidelines, plus strategies and tips for lifelong financial wellness.

For most people, a tax refund feels like free money—an unexpected bonus that’s all-too-easy to spend. But if you take a long-term perspective, this money can also offer an opportunity to improve your overall financial wellness. In this video, learn a few options to make the most of your tax refund.

It’s a common saying that the average investment cycle lasts just a little longer than the average investor’s attention span. Today, it’s possible we’re about to see the end of a cycle and the start of a new era. In this quarter’s edition of our Market Update video, learn more about the economic and market signals CAPTRUST is watching to stay prepared for a range of potential outcomes.

Many people assume following a budget will make them feel unnecessarily restricted, but a thoughtful budget can be empowering. That’s because budgeting creates a road map for both spending and saving. Knowing you have enough money for your needs is an important part of financial wellness. But spending without knowledge of your budget can be dangerous to your financial health. In this video, learn different ways of budgeting to save more for future goals.

Financial stress is unavoidable. But it shouldn’t stop you from reaching your financial goals. As part of our short-form webinar series, ASK CAPTRUST, this panel discussion explores the impact of financial stress on mental health and more. We also discuss practical tips for managing stress now and in the future.

A Roth account is one way to save money for retirement. Depending on your personal financial picture, Roth savings may also help you reduce your tax bill. In this Lessons in Financial Experiences (LIFE) video, learn about Roth accounts and how they differ from other retirement savings vehicles, like employer-sponsored plans or individual retirement accounts (IRAs).

Question: My retirement savings and investments are spread between multiple financial institutions. Should I combine them, or are there benefits to keeping things separate?