There are some important tax strategies to consider adding to your checklist as you approach the end of the year.

Health care remains important throughout life, but it often becomes an even greater focus after retirement. As you age, maintaining your health becomes a top priority, which may involve more frequent doctor visits for routine exams and preventive screenings. Additionally, aging can bring a higher likelihood of health issues, potentially leading to increased expenses for medications and medical procedures. That’s why having reliable health insurance is essential to help manage these rising costs.

When developing your estate plan, you can do well by doing good. Leaving money to charity rewards you in many ways. It gives you a sense of personal satisfaction, and it can save you money in estate taxes.

Risk is multifaceted and deeply personal. Whether you are building a long-term portfolio for growth or for capital preservation, understanding how risk functions—and how it aligns with your financial plan—is essential.

Downsizing means more than just moving to a smaller space. It’s a chance to simplify, save money, and realign your housing with your goals and needs. In this video, learn about key considerations, including costs, emotional readiness, and lifestyle priorities.

Estate planning is an iterative process organizing finances and belongings. Each estate plan varies depending on your unique situation. It reflects the complexity of your financial life, building on early foundations as complexity layers. Estate planning can ensure that transfer of property aligns with your wishes during life and after death. It can also mitigate costly expenses like estate tax and probate fees. Always consult an estate planning attorney to draft documents relevant to your specific situation.

Retirement isn’t only a financial milestone—it’s a personal one, too. This Lessons in Financial Experiences (LIFE) video explores how a sense of purpose can impact your health, and what questions you can ask yourself to help determine your purpose in retirement.

In 1984, college acceptance notifications came in the mail. June Gardener found a thick envelope in her mailbox—a good sign. She opened it and could see the line, “Welcome to New York University!”