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If you have a lot of debt, you’re not alone. Today, more and more Americans are burdened with credit card and loan payments. So whether you are trying to improve your money management, having difficulty making ends meet, want to lower your monthly loan payments, or just can’t seem to keep up with all of your credit card bills, you may be looking for a way to make debt repayment easier. Debt consolidation may be the answer.

Achieving financial resolutions doesn’t have to be time consuming. With just 30 minutes you can create a plan to get rid of your debt and concentrate more on savings. Tune in to find out what your financial resolutions can do for you.

In this issue, we offer a few insights about protecting yourself and your data from cybercriminals and how the Tax Cuts and Jobs Act may impact your tax filing for 2018.

Talking about eldercare with your parents is important, and waiting too long to ask about these plans can lead to guessing. This video goes over some of the questions you should be asking your parents, and what the process of discussing eldercare might be like for your family.

“Overall, the threat landscape is dramatically more dangerous for travelers today,” says Bart McDonough, chief executive officer and founder of cybersecurity firm Agio and author of Cyber Smart: Five Habits to Protect Your Family, Money, and Identity from Cyber Criminals.

These stories—based on findings from a study performed by money manager United Income—claim that only 4 percent of retirees are making the financially optimal decision to wait until age 70 to begin receiving benefits. And, while delaying until 70 seems like a stretch, most would benefit by waiting at least until age 65.

Imagine having the flexibility to enhance your retirement savings with an additional tax-advantaged account. In this video, Brandon Aber explains the details surrounding the Roth feature.

In this issue, we explore early retirement package offers, the difference between value and growth investing, and how to get rid of those annoying telemarketer calls.

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