Many people assume following a budget will make them feel unnecessarily restricted, but a thoughtful budget can be empowering. That’s because budgeting creates a road map for both spending and saving. Knowing you have enough money for your needs is an important part of financial wellness. But spending without knowledge of your budget can be dangerous to your financial health. In this video, learn different ways of budgeting to save more for future goals.

Millions of Americans say their number one worry about living in retirement is that they will run out of money. Having a plan makes a critical difference. In this webinar recording, you will learn about different withdrawal strategies, including the 4-percent rule, required minimum distributions (RMDs), and how to decide if you should rollover money into an individual retirement account (IRA) or leave it in your employer-sponsored plan.

Financial stress is unavoidable. But it shouldn’t stop you from reaching your financial goals. As part of our short-form webinar series, ASK CAPTRUST, this panel discussion explores the impact of financial stress on mental health and more. We also discuss practical tips for managing stress now and in the future.

A Roth account is one way to save money for retirement. Depending on your personal financial picture, Roth savings may also help you reduce your tax bill. In this Lessons in Financial Experiences (LIFE) video, learn about Roth accounts and how they differ from other retirement savings vehicles, like employer-sponsored plans or individual retirement accounts (IRAs).

Question: My retirement savings and investments are spread between multiple financial institutions. Should I combine them, or are there benefits to keeping things separate? 

I’m interested in investing in artificial intelligence (AI) stocks. What do I need to know to get started?

Mitzi and Steve Deal of Charlotte, North Carolina, like to think of their mountain house as a gift to their family—one that will keep giving for generations.

We all know people who have made less-than-rational investment decisions, like pulling out of the stock market during a downturn or continuing to fund expensive repairs for a battered but beloved car.

No matter how sophisticated their investment knowledge, investors of all kinds are prone to make suboptimal choices, second-guess long-term decisions based on short-term occurrences, and lose sleep over investment portfolios. These are natural and understandable behaviors, but they’re rooted in a faulty assumption: that all dollars have equal value.